Wife Insurance

What will he do if she's gone?

Based on a post by alex tasy. Listen to ►Podcast at Connected.

"Do you wuv your wife, Doug?"

I rolled my eyes. Did this short, balding, lazy-tongued dipshit seriously think that appealing to my affections for my wife was gonna convince me to buy his fucking insurance?

Taking a long sip of bourbon; at least dipshit had the decency to order top-shelf; I remembered my promise to my bud Tony. He'd been hounding me for months, telling me I 'really need to talk to this guy'. Tony wasn't the sort to fall for a line like that any more than I was. He had insisted this was important.

So, here I was. I'd heard the bistro at this hotel was good. The free lunch was everything I expected. The talk had been cordial; sports, the market, a few delicate steps around politics. When the waiter took the plates away, Dennis hit me with his pitch.

Okay, I figured I'd go along for Tony's sake.

"Sure, I love my wife," I said.

"No, Doug. I mean, do you wealy wuv Susie?"

My attention was suddenly front and center.

"How do you know my wife's name?"

What the hell. I didn't remember that tidbit coming out in our conversation.

He laid a hotel key card on the table, still in its packet. There was no emotion on his face.

"This is the key to the woom whew I'm gonna fuck yo wife tonight."

"What kind of shit are you trying to pull?" I demanded. My face was burning up. "Listen, I appreciate the lunch, Dennis, but I think you've stepped over the; "

He smirked. "I bet she was hot as a firecwackuh when she got you in bed two nights ago."

My body jolted to a stop. "Ha; how do you know about that?"

It was the best sex we'd had in, well; in years. She couldn't strip me naked fast enough. Her mouth got me hard as granite. Even though she loves the way I lick her, she didn't wait for me to return the favor. Still in her sexy new underwear, she pulled the crotch to the side and rode me like a fucking bronco buster. I lost count of her orgasms.

"Did she have that pwetty thong on? You know; the one with bwack lace and the matching buwah?"

"Oh my god; " I whispered.

"She showed 'em to me at wunch that afternoon," Dennis said. "She was weddy to go upstairs then, but I made her wait for tonight. She musta' been cwanked up."

"No; "

He said, "I bet you thought she was making up foe the awgument you had on Monday. You know, the one when you said you had to work wait. I don't think you knew she could smell the pufume when you came home. It didn't help when you said she was just bitchy because it was that time of the month."

My heart sank. The bastard had spent time with Susie. A lot of time. She'd told him everything about us. How could she fall for such a short, balding old fart?

Dennis said,

 "She gave you some excuse why she was busy tonight, didn't she?"

A business dinner. Uptown. With two new clients. That's what she said. That's why she arranged for the sitter when she found out I was 'working' late.

Shit! Shit! Shit!

Maybe I could stop this right now. I was bigger and younger than he was. I could lure him out to the garage and beat the crap out of him. Sizing him up, I noticed his stocky build. Muscles bulged from the sleeves of his Hawaiian shirt. No, that wasn't gonna work.

Could I cut Susie off, beg her not to meet him? Would she stop if I threatened divorce? She would get the kids and half of everything I owned. After we split, she could still have him in our bed anytime she wanted.

This dipshit was going to fuck my Susie, and there wasn't a damned thing I could do about it!

"Please, Dennis," I begged, the only option left to me. "Please don't."

The waiter brought the check. Dennis laid his credit card on the tray.

"She was easy. She just wanted a wittle attention. How wong has it been since you wistened to her?"

"Huh? What do ya mean? We; we talk all the time."

Dennis shook his head, smirking at me.

"But were you wistening? Or just nodding and thinking about what was waiting foe you at work?"

He couldn't know about that; could he?

"How wong has it been since you sent her fwowers, Doug? You know she wuvs pink wooses. How wong since you invited yo wife out to wunch instead of your secwetawy? If you had dwopped in to see her even once, you might have seen the pink wooses I bought foe yo wife's desk evewy week."

Oh, fuck! How long has this sonofabitch been working on her?

"When was the wast time you made her feel wike a woman instead of just a motha and a housekeeper? When was the last time you told her how much you need her?"

The guilt was crushing my heart. I did this. It was all my fault. Now I was terrified that it was too late.

He leaned forward. His eyes narrowed.

"Once I get my hands on your sweet Susie, she won't ever be yos again. Evewy time she makes wuv with you, she's gonna be remembering how my fat cock felt inside her hot pussy."

"What do you want? Anything! I'll give you anything, just; just please don't do this."

He paused, eyeing me across the table as he lifted the tumbler to his lips for a long, slow drink.

"I want thwee things,"

I gulped. He had me by the balls. Did he expect me to do something kinky? Make me suck him off instead of my wife? It didn't matter. Whatever it takes to keep him away from Susie, I decided I'd do it.

"Fiwst, yo going to stop fucking awound with Katie."

"We haven't;"

"Stop!"

He was shouting loudly, making the people around us look. He shook his short, thick finger at me.

"You know what I mean, Doug. No more! Your secwetawy is off-wimits!"

"Okay, okay! It's done," I agreed. "What else?"

"Your pwetty wife will be at the westawant acwoss the wobby at exactwy seven thiwty tonight. You know how she is about being on time. I will show up at seven thiwty-five. You have five minutes to change your wife's mind."

"Oh god; " I whispered. Tears clouded my eyes. I wiped them with the back of my sleeve. "O; okay."

"Five minutes, Doug. Take your best shot. Then it's my turn. I gotta tell ya, Susie's been wooking foeward to my big cock for a wong, wong time."

Five minutes; Shit! How do I do this? Flowers, for sure. No; One flower. I need to listen to her, like he said. I've really been ignoring her, haven't I? Work's been a bitch, but I made it worse. Five fucking minutes! Shit;

I hadn't noticed when Dennis stood up. He glared down at me.

"Good wuck, Doug. You're gonna need it."

He turned and strode away. He was out the door before I remembered to ask; what was the third thing?

That's when I saw the key card he'd left on the table. The room number was on the packet. I smiled. I knew the third thing.

Crossing the lobby.

She's so pretty sitting there by herself. The elegant, champagne dress brings out the highlights in her bwown hair. She checks her watch anxiously. It's seven twenty-nine. I almost hope he changes his mind. Few things are more satisfying than taking a woman like her from one of those stupid, ego-dwivven jerks who gives up on his neglected wife.

Wait; here he comes. He looks sharp in that suit. There's the woose; just one. Nice touch. Does he have what it takes to pull it off? Or, is this goodbye? After all the times I've done this, I'm nevew weally sure how it's going to turn out.

She sees him. Wowied eyes quickly scan the room for me. Her tewwow is painful to watch. Even from my hiding place by the baw, I can see the tears glistening in her eyes. She's been caught. She thinks her mawwage is over. We'll see. Maybe it is.

He bends to kiss her. She looks confused when he gives her the flower then sits and takes hew hand across the table. He talks to her. Her hand flies to her mouth. I think he just apologized. Atta' boy! She weaches for both his hands, clinging to them for deaw life. I can see the whites of her knuckles from here. She nods to his question. One word appears on her smiling lips; "Yes". There are tears on her face. And hope. And love.

The waiter appears. Their conversation is short, only a few seconds. The waiter stuffs his order book into his apron and leaves, shrugging. The two of them rise from the table and hold each other. Their kiss is long and loving. Arm-in-arm, they walk out the door and turn toward the elevators.

Ah, well; It looks like they get room service tonight and I get a date with Rosy and her sisters. Can't say I'm too disappointed. It's a win-win. She would have been a helluva great fuck, but this is the best.

I raise my glass; to their long marriage. I'll wait a few weeks before I check in with Doug, to see how things worked out. The next time I fall back into my shtick to ask him if he; 'wuvs his wife'; his answer will be much different. He will be grateful. He will gladly sign.

I'll bet he chooses the big whole wife policy.

As usual, he'll get the discount if he agrees to give me a personal referral. Just like his friend Tony did.

My cock twitches. I've got a good feeling that his secretary's husband isn't so understanding.

Taking My Husband Back

Stay at home wife catches cheating husband in the act.

Based on a post by J Doe_anon.

It is 1 am and my fucking husband is not home from work! This is the third night in the last two weeks. I don't know what to think anymore, I have a gut feeling he's cheating on me. Since I gave birth to our child, I've gained a little weight in my ass and thighs that lead to my self-confidence going down the drain.

I see his car pull up in the driveway; I quickly get into bed and pretend I'm asleep like nothing was wrong. I can hear his footsteps walking in the front door, it is making my anxiety kick up the roof to wait for him. He walks in the room, and I pretend he startles me.

"Hey sweetie, why so late from work? what time is it? I softly ask.

"Oh, I didn't mean to wake you up. Go back to sleep, it has been a long day from work. I am just gonna take a shower before I go to bed," he responds.

"Matt, It is past 1 am, it does not make any sense to get here this late. Are you sure it is a work thing?"

"Don't start with your shit! I am too fucking exhausted to answer your stupid questions. Go back to sleep!" he growls

He's never spoken to me like that before, I was in shock and didn't know what to say so I stopped the conversation there.

The next morning, I woke up and he was not there, his car was not in the driveway either. It is only 6 am and he usually leaves by 7:30, I didn't think my question from last night would make him go this far? I called his office, as soon as he picked up, I tried to be cheerful and loving, but his response was "what? I'm busy, I don't have time for this. I'll be home on time, relax! Don't call my office like this". He immediately hung up before I was able to say anything. Since he said he was going to be home on time, I decided to make him a nice dinner and wear something he would notice me in. Hopefully that would get him in a better mood.

Dinner was done, I went into my closet to pick something out. Not a lot of my clothes fit me anymore, so I was very limited. I took off my baggy sweats and t-shirt that I always wear and put on a nice long blue dress. Though I still wore my sports bra, that's all I have.

Acting like an asshole.

It is past 8 pm and he's still not home, Dinner is already cold. I decided to eat since who knows what time he will be here. I cleaned up the kitchen and put the baby to sleep in his crib. Then I see the lights of Matts car on the window. I rushed to the front door upset. I was getting tired of this, coming home this late has got to stop! He opens the front door with an annoyed look on his face when he looks at me.

"I am going to take a shower then go to bed, I know I said I'll be home on time, but shit happens".

Stunned, I replied; "That's all you have to say? When you told me you were going to be home on time, I made a nice dinner and wore something nice, all for you! Please stop acting like an asshole and tell me the truth, are you cheating on me?"

"An asshole? Are you fucking kidding me? No one asked you to do all this shit! But finally, you wear something decent then just sweats! And don't fucking accuse me of cheating on you. I am working all day so you don't have to work. But can you blame if I did? We haven't had sex in 2 months, not even a fucking blowjob! So, I am going to take a shower and go to bed, and I don't want to have this conversation again!"

By the time he was done talking I was sobbing, I couldn't say anymore or even look at him. I went straight to bed and as soon as he did, I tried backing my ass to him so we can have a quick fuck but that didn't work, "Stop, I have an early morning" Matt said as her turned his back on me. I woke up at midnight, and Matt was sound asleep. I grabbed his phone and unlocked it by using his finger. I quickly looked through before he unexpectedly wakes up. There were constant text messages from a girl named Amy. The only Amy I knew was his secretary from work. They are planning to meet the next night at The Luxurious hotel. I put his phone back and took his nicest credit card from his wallet and pretend I didn't see anything.

The next morning after my cheating husband left to work to see his skanky secretary, I decided to go shopping. I did not give a fuck anymore about my self-confidence. I went to an XXX shop and bought the sexiest lingerie they had. Meanwhile, I got a call from my husband saying he was going to be home late, and all I said was "Ok honey! And I am sorry about yesterday, I will not think about that anymore". Pure bullshit!

I wore a coat over my lingerie on the way to the hotel. When I got there the hotel was under my husband's name and since we both have the same last name and address, it was easy to get an extra key. As I walked down the lobby on the marble floors, all you can hear are my stiletto heels echoing, I can tell everyone was staring. As I got the door of the hotel room, I tried to be as quiet as possible. I was so eager to catch him on the act. I opened the door and all I can hear are load moans and yelling "Yes! That Cock Is So Good!"

 As I closed the door, I took off my coat and walked in. She was riding him hard, I am not going to lie it got me wet, but I don't like to share my husband. My husband did notice me though, I was standing there, and his jaw dropped, unsure if it was because I caught him or of what I was wearing.

 "Oh Fuck!" Matt said as he stared at me.

"So this is you not cheating on me? You're going to have to choose me, or her." My hands were on my hips standing with confidence. The Bra was pushing my tits high, and the G-string thong barely covering up my shaved pussy.

His secretary, and volunteer bimbo, Amy, said. Wow, that's cute. You really think he's gonna want you like that? Your fat ass is stretching that thong out, you should buy a 3X size, ha-ha. Its ok though, I am taking care of him now, so you can go back home."

She was laughing and moaning as she was still bouncing on his cock.

What a bitch! I was about to leave, thinking she was right.

"Amy, it's over, Matt said as he pushed her off his limp cock. Get the fuck out. I am going to fuck my wife now." He motioned at me to come to him in the bed.

Amy left. I didn't even acknowledge if she said anything after.

I was on top of him. kissing him, he grasped my ass tight with both hands. I moved down to his cock stroked it In front of my face, I licked like an ice pop cycle. I shoved his whole cock in my mouth sucking on it, making it wet. He started fucking my mouth; his soft moaning was making me soaking wet. He put me on the edge of the bed and started licking my pussy, nice and slow then suddenly, he got so aggressive eating me, that I came in his mouth. I grabbed oil from my purse that I got from the sex shop. I poured it down my body, massaging my tits and pussy. I laid on the bed thinking he was going to fuck me now, but he got on top and started fucking my big tits.

"Oh baby, this feels so good! Matt said. I need to fuck your pussy now! I miss it so much!" then he moaned.

He rubbed oil all over my ass, bent me over and started fucking my pussy hard. I was moaning so loud about how good his big cock felt, stretching my pussy. He put his thumb in my asshole. It felt different, but amazing at the same time, I wanted more of it.

"Keep fingering my ass, baby, I pleaded. and don't stop pounding my pussy! Ah!"

"Oh Shit baby! I fucking love you, I missed this pussy so much! Matt declared. your ass and pussy are so fucking tight."

I got on top of him, riding his cock, reverse cowgirl style. I was twerking my ass on his cock, playing with my pussy at the same time. He was slapping my ass and squeezing it like he never fucked before." Turn around baby, I need to see your face while you're riding my cock," he moaned. After I turned around, he held on to my tits, squeezing them.

"Don't ever hide these tits from me. Matt ordered. I want you naked every night in bed, ready to handle my cock."

"Yes Baby! I Will, Will, Will!" I screamed as I was Cumming on his big wet cock.

He was pounding my pussy while I was on top, I couldn't say anything else but to moan and enjoy this amazing feeling of my pussy being roughly fucked. I haven't had sex nor masturbated in 2 months, and I wanted to take a step forward; I got off him.

"You okay, baby? Was I too rough? You re just so fucking hot with your big thighs, amazing juicy ass, your curvy waist that flows up to your big tits."

I didn't know he thought like that about me. It was making me hornier than what I already was. I can feel it in my pussy, an urge.

"Um; I want to try something we ve never done before." I tried to be sexy without killing the mood. "Will you fuck my ass?" I'm not sure if I approached it the right way, it felt weird asking.

"Oh baby, definitely! I've never asked before, because I never wanted you to feel uncomfortable. We'll take it slow."

He turned me around, bent me over on the bed and poured more oil all over my ass. He spread it all over my ass cheeks, my inner thighs, my pussy, then my tight asshole. He stuck his cock in my pussy, fucking me slowly. With 2 fingers, he was fingering my ass deep. I loved it!

"Do You like it baby?" he was slapping my ass.

"Yes! Put another finger in my ass please."

He did not hesitate, that is what he did. It was time to put his cock in there. He slowly put the tip in my ass; it felt amazing! Then slowly, he put the whole thing in my ass, he shoved it deep in me, leaning against my big ass, holding me by my shoulders, kissing the back of my neck. It was different but I didn't want him to stop, I wanted him rougher with my ass.

"Fuck Me Harder And Deeper, I Want You To Pound Me!"

"Yes ma'am." Matt said, with reverence for my sexual aggression. You are a sex goddess, woman! I m so glad I m here with you, and only you.

I just moaned. He was deep in my ass and rubbing the undiscovered G-spot. That was the spot, I couldn't shut the fuck up. I kept moaning and screaming telling him that I loved his cock. I did love it!

"Fuck, your ass is so fucking tight! It is making me want to cum!"

"Cum on my tits, when you're ready!"

"Are you sure? You never done that before."

"I know, and shot some in my mouth. I want to taste my husband's cum."

"You got it baby! Bring your face to my cock! I want to cum in my wife's mouth!"

My mouth was wide open, and I swallowed his cum, it had a sweet taste. I went to the restroom and cleaned up I can still feel my pussy throbbing and pressure in my ass.

The phone rings and Matt answers. "Everything is ok here; I haven't heard any noises" he laughed. Were we that loud? Fuck, all I know it was fucking amazing.

I stayed naked and got into bed with him.

"I'm sorry for what I did and the way I was acting. I will respect you, but please don't ever hide your body from me. I ll come home every day on time and you can take my phone, I don't give a fuck as long as I can have that sweet tasting pussy of yours." He promised.

Wow! What the power of woman's body can do for a man! But I was never again ashamed of my body, no more baggy sweats for me; well not every day that is; and when I did I make sure I don't wear any panties. Since then, I'd fucked my husband all over the house and every fucking position. I've even gone to his office, we'd fuck on his desk, and in his pickup during lunch.

 And for that bitch that thought she can steal my husband; well, she quit feeling humiliated for what happened. Never heard from her again.

Based on a post by J Doe_anon, for Literotica